The Expertise and Foresight Your Retirement Plan Requires

Your company’s retirement plan is about more than investment returns and fees. It’s about your business and your employees’ well-being. Our decades of experience provide a deep understanding of every facet of your 401k, pension plan, IRA, or profit-sharing offering.

Our Process Aligns With Your Priorities

Mitigation of Fiduciary Liability

Through our 3(21) and 3(38) fiduciary services, we’ll manage your plan’s investments in the participants’ best interest while assuming full fiduciary responsibility and liability.

Smooth and Compliant Plan Administration

Retirement plan administration and compliance is complex, ongoing, and ever-changing. Using best-in-class systems and insights, we manage every detail.

Establish Best Practices

To help your corporate retirement plan achieve your goals, we help you set best practices, including plan health assessments, participation goals, investment insights, and annual reporting.

Financial Wellness Support for Participants

You want your employees to have confidence in their financial future. Through robust tools, resources, and personal meetings, we provide essential insights and guidance.

Investment Monitoring

We constantly monitor your investments, vendor benchmarks, global trends, market fluctuations, legislative actions, compliance issues, and other factors that can impact your retirement fund’s performance.

Two Investment Fiduciary Designations. Two Important Choices.

As an Accredited Investment Fiduciary, Beale Financial Group offers 3(21) and 3(38) investment fiduciary services. The differences between the two are distinct.

  • 3(21) Investment Fiduciary Services: Beale Financial Group provides investment advice to retirement plan sponsors, plan trustees, or plan participants.
  • 3(38) Investment Fiduciary Services: Beale Financial Group assumes full fiduciary responsibility, accountability, and liability for selecting, managing, monitoring, and replacing the investment options within the plan. Many of our clients choose this arrangement to reduce risk and liability.

Our Independence Is Our Strength

Because we want the freedom to choose the tool or investment product that best serves our clients’ needs, we do not offer any proprietary products. Instead, we have access to thousands of investment options, and we screen them with a completely independent view to provide the most appropriate offerings to our corporate clients and individual wealth management clients.

ERISA Compliance Consulting

Private-sector, employer-sponsored 401(k)s, pensions, profit-sharing plans, and IRAs must comply with ERISA regulations. This federal law applies to everything from reporting to plan participation, fiduciary standards to information disclosures.